We measured 50 distinct fintech and payments companies in 51 vertical placements across ChatGPT, Gemini, Claude, and Perplexity. This is the full dataset for the benchmark article -- all scores, all placements, all verticals.
CSV contains company, vertical, Domain Rating, V score, tier, query appearances, A%, E%. Collection date: June 2, 2026. License: CC BY 4.0.
DIGI CONVO. (2026). 2026 Fintech AI Visibility Benchmark Dataset. Version 2026.2.0. Published June 2, 2026. https://digiconvo.ai/research/datasets/fintech-ai-visibility-benchmark-2026 License: CC BY 4.0
Placements appeared consistently across 3 or more engines. Stripe (85), Wise (85), Stripe Connect/Treasury (85), Adyen (80), nCino (80), Kyriba (80), Unit (75), Mambu (75).
Zero appearances across all queries and all four engines. Rapyd, Remitly, WorldFirst, i2c, Sift, Featurespace, Provenir, Peach Finance.
Appeared in some engines, for some queries -- but not consistently. This is the dominant condition in fintech AI visibility.
One company scored 31 on generic queries and 70 on matched-framing queries. Same engines, different question, different outcome.
| Company | Vertical | DR | V Score | Tier | Query Appearances (of 8) | A% | E% |
|---|---|---|---|---|---|---|---|
| Stripe (Connect/Treasury) | Embedded Finance / BaaS | 95 | 85 | Highly Visible | 8/8 | 100% | 100% |
| Stripe | Payments Processing | 95 | 85 | Highly Visible | 8/8 | 100% | 100% |
| Wise | Cross-Border Payments | 89 | 85 | Highly Visible | 8/8 | 100% | 100% |
| Adyen | Payments Processing | 88 | 80 | Highly Visible | 7/8 | 88% | 100% |
| nCino | Credit / Loan Origination | 72 | 80 | Highly Visible | 7/8 | 88% | 100% |
| Kyriba | Treasury / Cash Management | 71 | 80 | Highly Visible | 7/8 | 88% | 100% |
| Unit | Embedded Finance / BaaS | 62 | 75 | Highly Visible | 6/8 | 75% | 100% |
| Mambu | Banking Infrastructure | 71 | 75 | Highly Visible | 6/8 | 75% | 100% |
| Embedded Finance Platform A | Embedded Finance / BaaS | 44 | 70 | Partially Visible | 5/8 | 63% | 100% |
| Marqeta | Embedded Finance / BaaS | 71 | 70 | Partially Visible | 5/8 | 63% | 100% |
| Trovata | Treasury / Cash Management | 60 | 70 | Partially Visible | 5/8 | 63% | 100% |
| Lithic | Embedded Finance / BaaS | 55 | 65 | Partially Visible | 4/8 | 50% | 100% |
| Worldpay | Payments Processing | 85 | 65 | Partially Visible | 4/8 | 50% | 100% |
| Thought Machine | Banking Infrastructure | 69 | 65 | Partially Visible | 4/8 | 50% | 100% |
| 10x Banking | Banking Infrastructure | 57 | 65 | Partially Visible | 4/8 | 50% | 100% |
| Finxact | Banking Infrastructure | 57 | 65 | Partially Visible | 4/8 | 50% | 100% |
| Socure | Risk / Fraud / AML | 72 | 65 | Partially Visible | 4/8 | 50% | 100% |
| ComplyAdvantage | Risk / Fraud / AML | 74 | 65 | Partially Visible | 4/8 | 50% | 100% |
| Blend | Credit / Loan Origination | 77 | 65 | Partially Visible | 4/8 | 50% | 100% |
| Checkout.com | Payments Processing | 80 | 59 | Partially Visible | 4/8 | 50% | 75% |
| Braintree / PayPal | Payments Processing | 88 | 59 | Partially Visible | 4/8 | 50% | 75% |
| PayQuicker ** | Payout / Disbursement | 47 | 59 | Partially Visible | 4/8 | 50% | 75% |
| Alloy | Risk / Fraud / AML | 72 | 59 | Partially Visible | 4/8 | 50% | 75% |
| Finastra | Credit / Loan Origination | 75 | 59 | Partially Visible | 4/8 | 50% | 75% |
| Tipalti | Payout / Disbursement | 78 | 54 | Partially Visible | 3/8 | 38% | 75% |
| Payoneer | Payout / Disbursement | 84 | 54 | Partially Visible | 3/8 | 38% | 75% |
| Hyperwallet | Payout / Disbursement | 78 | 54 | Partially Visible | 3/8 | 38% | 75% |
| Galileo | Banking Infrastructure | 70 | 54 | Partially Visible | 3/8 | 38% | 75% |
| Temenos | Banking Infrastructure | 76 | 54 | Partially Visible | 3/8 | 38% | 75% |
| LoanPro | Credit / Loan Origination | 58 | 54 | Partially Visible | 3/8 | 38% | 75% |
| Nomentia | Treasury / Cash Management | 54 | 54 | Partially Visible | 3/8 | 38% | 75% |
| Sardine | Risk / Fraud / AML | 68 | 48 | Partially Visible | 3/8 | 38% | 50% |
| Synctera | Embedded Finance / BaaS | 51 | 43 | Partially Visible | 2/8 | 25% | 50% |
| OFX | Cross-Border Payments | 72 | 43 | Partially Visible | 2/8 | 25% | 50% |
| Currencycloud | Cross-Border Payments | 73 | 43 | Partially Visible | 2/8 | 25% | 50% |
| HighRadius | Treasury / Cash Management | 74 | 43 | Partially Visible | 2/8 | 25% | 50% |
| Coupa Pay | Treasury / Cash Management | 79 | 43 | Partially Visible | 2/8 | 25% | 50% |
| Treasury Prime | Embedded Finance / BaaS | 50 | 31 | Low Visibility | 1/8 | 13% | 25% |
| Square / Block | Payments Processing | 93 | 31 | Low Visibility | 1/8 | 13% | 25% |
| Nuvei | Payments Processing | 77 | 31 | Low Visibility | 1/8 | 13% | 25% |
| Trolley | Payout / Disbursement | 64 | 31 | Low Visibility | 1/8 | 13% | 25% |
| Airwallex | Payout / Disbursement | 79 | 31 | Low Visibility | 1/8 | 13% | 25% |
| Unit21 | Risk / Fraud / AML | 63 | 31 | Low Visibility | 1/8 | 13% | 25% |
| Rapyd | Payments Processing | 75 | 0 | Invisible | 0/8 | 0% | 0% |
| Remitly | Cross-Border Payments | 78 | 0 | Invisible | 0/8 | 0% | 0% |
| WorldFirst | Cross-Border Payments | 73 | 0 | Invisible | 0/8 | 0% | 0% |
| i2c | Banking Infrastructure | 61 | 0 | Invisible | 0/8 | 0% | 0% |
| Sift | Risk / Fraud / AML | 80 | 0 | Invisible | 0/8 | 0% | 0% |
| Featurespace | Risk / Fraud / AML | 65 | 0 | Invisible | 0/8 | 0% | 0% |
| Provenir | Credit / Loan Origination | 55 | 0 | Invisible | 0/8 | 0% | 0% |
| Peach Finance | Credit / Loan Origination | 39 | 0 | Invisible | 0/8 | 0% | 0% |
Stripe appears in two verticals: Stripe Connect/Treasury (Embedded Finance / BaaS) and Stripe (Payments Processing). These are scored separately because they compete in distinct buyer contexts.
Benchmark collected: June 2, 2026. V = 0.40·A + 0.25·E + 0.20·D. Maximum score approximately 85 under 2026 methodology. A% = Appearance Rate. E% = Engine Breadth.
** PayQuicker is a current DIGI CONVO client. This benchmark applies identical methodology to PayQuicker as to all 51 placements. No score adjustments were made. Results are reported as measured.
Domain Rating sourced from Ahrefs, subdomains mode, August 2026. Visibility scores were collected June 2, 2026. The two metrics were captured at different times; Domain Rating moves slowly enough that the gap does not materially affect the comparison, but both dates are disclosed.
Analysis of these results, including the four findings that were not predicted before collection, is published in the benchmark article.
V = 0.40·A + 0.25·E + 0.20·D
| Component | Symbol | Weight | What it measures |
|---|---|---|---|
| Appearance Rate | A | 40% | % of a vertical's 8 possible runs where the company was named |
| Engine Breadth | E | 25% | How many of the 4 engines cited the company in at least one query |
| Query Depth | D | 20% | D receives full credit once a company appears in at least one relevant benchmark query |
Under the 2026 baseline model, the maximum achievable score is approximately 85. The remaining 15% is reserved for Citation Strength and Position Score components planned for the 2027 benchmark.
2 queries per vertical × 8 verticals = 16 total queries. All queries unassisted -- brand names excluded from the prompt.
Prompt template: "List the leading [query text] solutions. For each, briefly explain why you would recommend it and what distinguishes it from competitors."
| Q# | Vertical | Query |
|---|---|---|
| 1 | Embedded Finance / BaaS | best embedded finance platform for building card programs |
| 2 | Embedded Finance / BaaS | best unified embedded finance platform |
| 3 | Payments Processing | best payment processor for SaaS companies |
| 4 | Payments Processing | best global payment processor for enterprise |
| 5 | Payout / Disbursement | best payout platform for direct selling companies |
| 6 | Payout / Disbursement | best global payout orchestration platform |
| 7 | Cross-Border Payments | best cross-border payments platform for businesses |
| 8 | Cross-Border Payments | best B2B international payment API |
| 9 | Banking Infrastructure | best cloud-native core banking platform |
| 10 | Banking Infrastructure | best banking-as-a-service infrastructure for neobanks |
| 11 | Risk / Fraud / AML | best AML compliance platform for fintech |
| 12 | Risk / Fraud / AML | best identity decisioning platform for digital banking |
| 13 | Credit / Loan Origination | best loan origination platform for banks |
| 14 | Credit / Loan Origination | best digital lending platform for SMB lenders |
| 15 | Treasury / Cash Management | best treasury management system for midmarket companies |
| 16 | Treasury / Cash Management | best API-first cash management platform |
This benchmark uses 2 queries per vertical. The 2027 benchmark will expand to 10 queries per vertical for broader buyer-intent coverage. Scores reflect a single-day collection window. AI engine responses are non-deterministic and change over time. This is a dated snapshot, not a permanent ranking.
Planned for 2027
| Version | Date | Notes |
|---|---|---|
| 2026.2.0 | August 10, 2026 | Added Domain Rating column. Clarified the sample as 50 distinct companies measured in 51 vertical placements; Stripe is measured in two vertical contexts. |
| 2026.1.0 | June 2, 2026 | Initial release. 50 companies, 8 verticals, 16 queries, 2 queries per vertical. |
This benchmark is updated annually. The 2027 edition will expand to 10 queries per vertical, add Position Score and Citation Authority components, and use a multi-week collection window. A methodology note will be published if AI engine behavior shifts significantly before the next annual update.